Connie's Lending Officer Site
Connie Hess

I make sure you know what to expect in your mortgage transaction. Result? A smooth, relaxed experience!

Connie Hess

Senior Mortgage Loan Officer
NMLS #269307

Meet Connie Hess

Connie Hess began her mortgage banking career in 1986, after spending nine years as a music educator. Her teaching background becomes immediately evident, as she thoroughly explains the mortgage transaction to each client. Understanding the transaction and knowing what to expect reduces anxiety, making for a smooth and relaxed experience. Connie has assisted well over 1,750 clients with their financing needs and looks forward to working with you as well.

Past clients are a valuable resource to Connie, who treasures the trust involved in each and every referral: "A referral from YOU would be treasured!”

SMP 2013 Logo.Web sized.small (2) SMP 2014 SMP_15_logo_new2 Print

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
  • Connie was very helpful and was always available to answer all the questions we had. As first-time buyers, we didn’t know what we needed to do or when, and Connie was so helpful to explain everything. The entire process went very smoothly. Thanks a bunch!

    Ashley and Josh R.

  • Connie not only helped us find the right loan, but also referred us to a great realtor. Every step of the way, Connie clearly answered our many questions. We really appreciate the effort and amazing service.

    Nicole and Brandon

  • Connie was great! This was my 6th new house and, by far, Connie was the best. Now I have a referral!

    Julie L.

About Super Mortgage Professionals

Connie Hess has been named as a Super Mortgage Professional since 2013 and was independently chosen by the homeowners she serves and approved by industry leaders. This list is compiled by Twin Cities Business, Minneapolis-St. Paul magazine and Crescendo Business Services, an Eagan-based market research company. It includes only about 130 mortgage professionals who successfully navigate mortgages.

Mortgage professionals named to the list were graded on customer service, integrity, market knowledge, communication, closing preparation, finding the best rates and overall satisfaction. Each professional went through a rigorous screening process, then was reviewed by a panel of mortgage and real estate industry experts selected to participate in the process based on their experience and knowledge of the industry.

SMP 2013 Logo.Web sized.small (2) SMP 2014 SMP_15_logo_new2 Print


About Bell Bank Mortgage

Helping our customers find the smart way home for more than 130 years, Bell Bank Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.

We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Bank Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.

The History of Bell Bank Mortgage

In 2011, Minneapolis-based Bell Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Bank Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.
In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand. Bell State Bank & Trust shortened its name to Bell Bank in August of 2016, with the mortgage division becoming Bell Bank Mortgage to simplify the brand while retaining the familiar “trees” logo.

Our Commitment to You

Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Bank Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day.

Meet Connie Hess

Connie Hess began her mortgage banking career in 1986, after spending nine years as a music educator. Her teaching background becomes immediately evident, as she thoroughly explains the mortgage transaction to each client. Understanding the transaction and knowing what to expect reduces anxiety, making for a smooth and relaxed experience. Connie has assisted well over 1,750 clients with their financing needs and looks forward to working with you as well.

Past clients are a valuable resource to Connie, who treasures the trust involved in each and every referral: "A referral from YOU would be treasured!”

SMP 2013 Logo.Web sized.small (2) SMP 2014 SMP_15_logo_new2 Print

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
  • Connie was very helpful and was always available to answer all the questions we had. As first-time buyers, we didn’t know what we needed to do or when, and Connie was so helpful to explain everything. The entire process went very smoothly. Thanks a bunch!

    Ashley and Josh R.

  • Connie not only helped us find the right loan, but also referred us to a great realtor. Every step of the way, Connie clearly answered our many questions. We really appreciate the effort and amazing service.

    Nicole and Brandon

  • Connie was great! This was my 6th new house and, by far, Connie was the best. Now I have a referral!

    Julie L.

About Super Mortgage Professionals

Connie Hess has been named as a Super Mortgage Professional since 2013 and was independently chosen by the homeowners she serves and approved by industry leaders. This list is compiled by Twin Cities Business, Minneapolis-St. Paul magazine and Crescendo Business Services, an Eagan-based market research company. It includes only about 130 mortgage professionals who successfully navigate mortgages.

Mortgage professionals named to the list were graded on customer service, integrity, market knowledge, communication, closing preparation, finding the best rates and overall satisfaction. Each professional went through a rigorous screening process, then was reviewed by a panel of mortgage and real estate industry experts selected to participate in the process based on their experience and knowledge of the industry.

SMP 2013 Logo.Web sized.small (2) SMP 2014 SMP_15_logo_new2 Print


About Bell Bank Mortgage

Helping our customers find the smart way home for more than 130 years, Bell Bank Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.

We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Bank Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.

The History of Bell Bank Mortgage

In 2011, Minneapolis-based Bell Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Bank Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.
In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand. Bell State Bank & Trust shortened its name to Bell Bank in August of 2016, with the mortgage division becoming Bell Bank Mortgage to simplify the brand while retaining the familiar “trees” logo.

Our Commitment to You

Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Bank Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day.